As of January 1, 2010, HUD requires that lenders and mortgage brokers provide their clients with a “new and improved” standard Good Faith Estimate (GFE) and HUD-1 Settlement Statement.

A result of the American Recovery and Reinvestment Act of 2009 (ARRA) signed into law on February 17, 2009

Recently both Arkansas and New Mexico have changed to a Deed of Trust. Please be sure to contact your settlement agents with regards to the Trustee information.

Please note that this will be available from Bay Docs January 1, 2009

Our offices are closed on the following days this year, however our systems run 24 x 7 x 365 for Hands-Free users.

Monday, May 31Memorial Day
Monday, July 5Independence Day
Monday, September 6Labor Day
Monday, October 11Columbus Day
Thursday, November 25Thanksgiving
Friday, November 26Thanksgiving
Friday, December 24Christmas
Friday, December 31New Year's