About Bay Docs, LLC

Established in September 1994, Bay Docs, LLC is solely committed to the reverse mortgage industry. This dedication to the industry confirms our knowledge of the reverse mortgage industry and its commitment to our clients. We have a highly qualified staff with extensive compliance and technology expertise, which allows us to offer services beyond traditional document preparation. We provide a Reverse Mortgage Loan Origination Service, Reverse Express™ (REX) with both HECM and Proprietary Product calculations, along with document services to lenders and brokers who offer the Home Equity Conversion Mortgage (HECM). REX is a complete LOS from pre-application, origination, processing, underwriting, post-closing and closing and much more. Our system is completely web based and is compliant in both documents and technology.

REX is integrated with a host of third-party services including Appraisal Management Companies, Credit Report, Flood Certification, Title Services, FraudGuard and FHA Connection. No longer does a user need to get their data from another system and manually enter the information back into their LOS. The information is ordered within the system and the data transferred back is automatically entered where needed.

Bay Docs has several pre-set reports available for use. Some of these include a Pipeline Report, Daily Funding Report, Commission Tracking, Back End Pricing, and Loan Status. You can also have customized reporting done for your organization at no additional cost.

The team at Bay Docs recognizes the continuous changes of the reverse mortgage industry, the need to be more efficient is crucial in growing a successful business. For over 25 years Bay Docs has been on top of all the industry changes and has brought that experience and knowledge to their loan origination platform.


Our in-house compliance department greatly enhances our ability to bring our clients a reliable and up-to date reverse mortgage product. We constantly track legal and regulatory changes at the federal, state and agency level. We incorporate any necessary document changes promptly and notify all clients with any compliance updates.

Additional information about our document services:

Our goal is to provide you with the industry’s most efficient document solution, coupled with the highest levels of customer service. We consider our relationship with you to be a partnership. We work with you as a team, ensuring that your users receive the highest levels of quality service and responsiveness offered in the reverse mortgage industry.